Storm damage, hail, or wind has hit your Connecticut home. Sergios Roofing handles the entire insurance claim process for you — from the first inspection to the finished roof. Licensed, BBB accredited, and available 24/7.
Call us BEFORE your insurance adjuster visits. One phone call protects your entire claim.
This is the single most important piece of advice we can offer Connecticut homeowners who have sustained roof damage: do not let your insurance adjuster inspect the property without a licensed contractor present. Here is why it matters.
Insurance adjusters work for the insurance company. Their job is to assess damage accurately, but they are not roofing experts. Without a contractor present to point out every item of damage, adjusters routinely miss storm-related damage that a trained eye would identify immediately — damaged flashing, cracked ridge caps, hidden hail impacts on flat sections, and gutter damage that contributes to the overall claim scope.
Once an adjuster submits their initial assessment, reopening the claim requires a formal supplement request and documentation that proves the missed items existed. This process takes weeks and is not always successful.
We inspect the property before the adjuster arrives. Every item of damage is photographed, measured, and documented in a written report formatted to insurance industry standards. When the adjuster comes to the property, our contractor is present to walk through each documented item and ensure nothing is omitted from the official scope of loss.
Connecticut homeowners who go through this process consistently receive more complete claim settlements than those who let the adjuster inspect alone. We ensure every legitimate item of storm damage your policy covers is actually included.
Connecticut storm events create multiple categories of damage that are covered under standard homeowner policies. Each requires specific documentation to be included in a claim.
Hail impacts leave circular bruising on asphalt shingles that constitutes covered damage. We document impact density, size, and distribution across every slope.
High winds strip shingles and expose underlayment. Missing shingles, lifted ridge caps, and damaged flashing are covered items under most CT policies.
Branch and tree impact damage to shingles, sheathing, gutters, and fascia is typically covered. We document the full scope of structural damage point-by-point.
Ice dams force water into the structure. Resulting infiltration, stained ceilings, and damaged insulation are covered. We document the full path of water.
Storm-related infiltration through failed flashing or compromised valleys causes structural damage. We trace and document the source and extent of all water-related damage.
Storms that damage the roof often damage the gutter system and fascia boards simultaneously. We include all connected damage in our documentation for your claim.
From the first call to the final nail, Sergios Roofing manages every step of the insurance claim and repair process on your behalf.
Call us 24/7 after a storm event. We respond the same day, assess immediate risks, and apply emergency tarping if needed to prevent additional damage.
Our licensed crew inspects every slope, penetration, flashing, gutter, and fascia. All damage is photographed, measured, and compiled into a written report.
We review your policy coverage, identify what is covered, and help you prepare and organize the documentation your insurer requires to process the claim.
We meet your adjuster at the property and walk through every documented item. Our presence ensures that legitimate damage is not overlooked in the official scope.
If the initial adjuster assessment misses items, we prepare a supplement request with additional documentation and pursue the additional coverage through proper channels.
Once the claim is settled, we complete the repair or replacement using quality materials. Final documentation is provided for your records and for the insurer.
A CT licensed contractor's damage report carries weight with insurance companies. Our documentation is taken seriously by adjusters and claims departments nationwide.
Every claim we support is backed by a comprehensive photo report documenting damage location, type, and extent — formatted to insurance industry standards.
We do not walk away after the first adjuster visit. If a supplement is needed, we prepare documentation and follow through until the claim reflects full damage.
Call Sergios Roofing first — before calling your insurer. We schedule a same-day inspection, document all damage before the adjuster arrives, and help you file the claim correctly from the start. If there is active exposure, we apply emergency tarping to prevent additional damage. Call (203) 482-8688 any time of day or night.
Most standard homeowner policies in Connecticut cover sudden damage caused by storms, hail, wind, and falling trees. They do not cover gradual deterioration or maintenance issues. Whether your specific damage is covered depends on your policy terms, the cause of the damage, and the documentation provided. Sergios Roofing helps you understand your coverage before you file.
Most Connecticut homeowner insurance policies require claims to be filed within one year of the damage event, though some policies have shorter windows. Do not delay — the sooner you document the damage and open the claim, the stronger your position. Call Sergios Roofing as soon as the damage occurs.
Filing a claim may affect your premium at renewal depending on your insurer and your claims history. This is a conversation to have with your insurance agent before deciding whether to file. Sergios Roofing provides a free inspection and assessment so you understand the full scope of damage and can make an informed decision.
If the adjuster's scope of loss misses legitimate covered damage, we prepare a supplement request with additional documentation and pursue the additional coverage on your behalf. Many Connecticut homeowners receive supplemented settlements after this process. Call (203) 482-8688 to discuss your situation.
No. In Connecticut, you have the right to choose your own licensed contractor for insurance repair work. Sergios Roofing is a licensed, BBB accredited contractor with 20 years of experience handling insurance claim repairs throughout Fairfield and Litchfield Counties.
Yes. Sergios Roofing holds a valid Connecticut contractor license and carries full general liability insurance. We are BBB accredited. Proof of license and insurance is available upon request before any inspection or repair work begins on your Connecticut property.
Sergios Roofing responds to storm damage and insurance claim requests throughout 14 Connecticut towns in Fairfield and Litchfield Counties.
One call to Sergios Roofing before your adjuster visits can mean the difference between a partial settlement and a complete one. Licensed. BBB Accredited. Available 24/7. No obligation.
Get your free estimate and ask about available payment options.
Call us BEFORE your adjuster visits.
This single step protects your claim.
